Built for the Compliance Gap Nobody Wanted to Fill.
In August 2024, FinCEN published a rule that changed everything for the real estate closing industry. Existing tools weren't adequate. Manual compliance wasn't sustainable. We built what the industry needed.
Required FinCEN fields covered
Average filing completion time
States with full compliance coverage
Document retention compliance period
A mandate that landed overnight.
When FinCEN's Residential Real Estate Rule published in August 2024, it imposed a new compliance mandate on every non-financed residential real estate transaction in America. Closing attorneys and settlement agents — already operating in a fast-paced, high-stakes environment — suddenly faced a 111-field reporting requirement, BSA XML generation, and 5-year document retention on top of their existing workload.
We mapped out what manual compliance would cost: 3–8 hours per transaction to interview buyers and beneficial owners, collect government IDs, populate the FinCEN form fields, and generate valid BSA E-Filing XML. At scale, that's not a compliance burden. That's an existential one.
So we built VeroFin — a system that handles all of it in under 3 minutes, with two AI agents, attorney review, and a private vault that keeps your data isolated from the start.
Rule Vacated Mar 19, 2026 — Appeal Pending
The 5th Circuit appeal is live. Firms that stay ready will be first to comply when the rule reinstates. Learn more →
How we turn closing documents into FinCEN filings.
Every VeroFin filing goes through a deterministic, auditable pipeline. No guessing, no hallucination loops, no single point of AI failure.
Ingest your closing pack
Upload your HUD-1, closing disclosure, deed, or any combination of documents. VeroFin accepts PDFs, scanned images, and standard closing formats.
Dual AI agents extract and validate
Two independent Claude agents run extraction passes on your documents. The second agent validates against the first, eliminating single-model error rates.
Attorney review and approval
You review every extracted field before filing. VeroFin flags conflicts, low-confidence extractions, and missing required data so you can focus on what needs attention.
Generate and export BSA E-Filing XML
VeroFin generates the exact XML schema that FinCEN's BSA E-Filing system expects — pre-validated, attorney-signed, ready to submit.
Four principles that shape everything we build.
Privacy is Non-Negotiable
Your closing documents never train our models. Never. Your data stays in your private vault and is never used for AI training purposes.
Attorneys Decide
AI extracts, analyzes, and drafts. But the attorney makes every call. VeroFin amplifies your judgment — it doesn't replace it.
Accuracy Over Speed
A wrong FinCEN filing is worse than a late one. We built verification loops, conflict detection, and low-confidence flagging precisely because compliance demands it.
Built for the Long Haul
The 5th Circuit appeal is live. The rule is expected to return. We're not a one-cycle solution — we're infrastructure for an industry-wide compliance shift.
Sovereign infrastructure, by design.
Every architecture decision we made started from the same question: what does a compliance-grade system look like when the data is sensitive and the stakes are regulatory?
Row-Level Security
Supabase PostgreSQL with RLS enforces strict tenant isolation at the database layer. One firm cannot read another firm's records.
Dual-Agent AI Pipeline
Two independent Anthropic Claude passes on every document. Independent extraction → cross-validation → confidence scoring.
US-Only Deployment
All infrastructure runs in US-based Vercel and Supabase regions. Data never leaves the US.
BSA XML Schema Validation
Generated XML is validated against FinCEN's published BSA E-Filing schema before export — not after.
“VeroFin was built to solve a specific problem at a specific moment. The compliance burden on closing professionals was real. The tools available weren't adequate. We built what the industry needed — and we're building for what comes next.”
Matan Oz
Founder & CEO, VeroFin
If you're managing FinCEN compliance, we built this for you.
Start with a 7-day free trial or talk to us directly. No sales scripts — just a real conversation about whether VeroFin is right for your firm.
Let the AI agents handle your compliance.
Built for closing attorneys, settlement agents, and title companies managing FinCEN RRE compliance nationwide. Your private vault is provisioned and ready in under 24 hours.
No credit card required. Your data stays in your private vault.