AI-powered real estate AML compliance software from closing pack to BSA XML in minutes.
Built for closing attorneys, title companies, and settlement agents handling FinCEN reporting, beneficial ownership extraction, and BSA E-Filing workflows.
Typically under three minutes after upload - versus 90+ minutes manual on the same scope.
Dual AI agents extract the full FinCEN RRE field set, cross-check with rule-based validation, and draft BSA E-Filing XML. You review and approve before anything is submitted. Built for U.S. practices while the RRE rule is litigated (vacated March 19, 2026; appeal pending) and for other BSA workflows your counsel confirms.
One platform - three capabilities
- Document extractionPackages → structured fields, BO chains, citations
- Legal AI hubRisk, clauses, comparison, entity resolution
- Compliance analyticsDeadlines, trends, filing readiness
All three on the homepage below
RRE rule vacatur & appeal · Not legal advice · No credit card required · Cancel anytime.
Sample closing · Miami · FL
Miami condo · Foreign nationals
Property
1247 Brickell Avenue, Unit 3204
Miami, FL 33131 · Miami-Dade County
Price
$2,850,000
Type
All-Cash · Condominium
Purchasing Entity
BRICKELL CAPITAL PROPERTIES LLC
Full interactive walkthrough - open the demo
Live sample filing · same engine as production
Manual FinCEN filings create serious compliance risk.
FinCEN's RRE rule is vacated (March 19, 2026) with a live Fifth Circuit appeal - filing duties could return quickly. When they apply, manual teams still face hours per closing and avoidable errors across 111 fields. This section compares operational drag and auditability (not your legal exposure). Statutory penalty ranges are context only - confirm with counsel. Trade associations (e.g. ALTA member communications) often recommend keeping readiness routines.
What You Save
At 10 closings/month, manual filing costs 10+ hours of paralegal time - roughly $800-1,200/month at standard rates. VeroFin cuts that to minutes per filing. At 20 closings/month you save 20+ hours.
Penalty framework
Statutory BSA civil penalties can reach $25,000 per day in certain willful cases (31 U.S.C. section 5321; amounts are inflation-adjusted). Whether that framework applies to you depends on which duties are in effect - the nationwide RRE rule is vacated pending appeal. When the RRE rule applies, settlement agents and title professionals can sit high in the reporting cascade. This is not legal advice; consult counsel for your facts.
Closing pack to FinCEN XML. AI-powered.
The entire AI pipeline runs within your private, isolated environment. Your clients' documents are never shared with unauthorized third parties. Your attorneys stay in control.
Ingest
Encrypted upload to your secure vault
Drag and drop the complete closing bundle into your private encrypted vault. AES-256 encryption in transit and at rest. The AI accepts PDFs and plain text. No manual data entry required.
AI Agents
Dual-agent extraction & cross-validation
AI Agent 1 extracts all 111 FinCEN RRE fields from your closing documents. AI Agent 2 independently cross-validates against statutory rules: ownership math, TIN formats, entity chains, and schema compliance.
Review & Export
Attorney-reviewed XML for BSA E-Filing
Download a BSA E-Filing XML file structured to FinCEN's schema requirements. Review the AI's work, make any corrections, and submit via FinCEN's secure portal. Every filing includes the full AI reasoning chain.
AI automation meets zero-trust security.
Many stacks still mix tenant traffic on shared inference paths. VeroFin keeps uploads and AI processing inside a cryptographically isolated tenant - encryption in transit and at rest - so client NPI stays segregated under your firm's control. Legal and filing duties remain yours; this section is architecture, not compliance advice.
Zero-Trust Security Isolation
Every firm's data is cryptographically isolated with AES-256 encryption in transit and at rest. No co-mingled data. No shared pipelines. Your clients' NPI stays in your private encrypted vault - not in shared model training sets.
Database-Level Security (RLS)
Row-Level Security enforces tenant isolation at the PostgreSQL engine level. Even a compromised application layer cannot access another firm's data. Defense in depth, by design.
Dual AI Agent Architecture
Two AI agents work in sequence: Agent 1 extracts all 111 fields from your closing documents. Agent 2 independently cross-validates against FinCEN statutory rules - flagging gaps before you file.
Beneficial Ownership Information (BOI) Extraction
The AI reasoning engine traverses nested LLC Operating Agreements, trust declarations, and entity chains to extract Beneficial Ownership Information (BOI) per FinCEN's 25% threshold rules. Human review required.
Explainable AI Audit Trail
Every extracted field includes source document, page number, verbatim quote, confidence score, and validation logic. A comprehensive, well-documented record to support your attorney or paralegal review process.
FinCEN XML Output
Output is structured to match the BSA E-Filing System XML schema requirements. One-click XML download ready for your review and manual submission to FinCEN's secure portal.
Data Flow Architecture
Every request stays within your sovereign boundary
Three engines. One platform.
Document extraction, legal AI analysis, and compliance analytics work together to streamline FinCEN RRE-style preparation and review workflows.
Document Extraction Engine
Upload closing packages, deeds, and settlement statements. AI extracts key data points - parties, financial terms, property details, and beneficial ownership chains - with source citations and confidence scores.
- HUD-1, ALTA-style settlement statements, deeds, operating agreements
- Customizable extraction templates
- Cross-document data population
Legal AI Analysis Hub
Six AI-powered analysis types purpose-built for real estate compliance: risk analysis, document summaries, clause extraction, document comparison, entity resolution, and compliance checks.
- Risk scoring with 5-level severity
- Clause-by-clause contract analysis
- Entity deduplication across filings
Compliance Analytics
Track filing accuracy trends, extraction confidence, and compliance posture across your practice. Deadline tracking with automated email reminders ensures nothing slips through the cracks.
- Accuracy trend monitoring
- Filing volume dashboards
- Deadline alerts at 3-day and 24-hour marks
Illustrative composite feedback (anonymized - not attributed client reviews)
Built for U.S. closing attorneys and title firms from solo shops to multi-state groups.
Built with zero-trust architecture: AES-256 encryption, isolated tenant vaults, and Row-Level Security. AI routing uses Zero Data Retention (ZDR) keys so your prompts and outputs are not stored to train models.
Two agents cross-check every extraction. Agent 1 extracts; Agent 2 runs a separate validation pass against FinCEN-oriented checks before you sign off.
In internal test packs (not third-party benchmarks), extraction quality was strong on layered LLC and trust samples; your team still reviews every field before any filing.
“We used to spend 90 minutes per closing on FinCEN RRE forms. Now it's under 5 minutes - we download the XML, review, and submit. That's 12+ hours back to our team every month. Plus the AI surfaced a nested LLC owner we might have missed.”
“We process 8-10 all-cash closings a month with multi-layered LLC buyers. The agents walk nested ownership in one pass; we spot issues we used to miss on a paper checklist. Huge for our practice.”
“Agent 1 extracted all 111 fields in under 3 minutes. Agent 2 validated the XML schema on first pass. We download, review, and upload to BSA E-Filing. The audit trail is examiner-ready.”
No client logos or named case studies on this page - quotes are marketing composites. For diligence materials, contact sales@verofin.co.
See exactly what your practice saves.
Enter your volume and paralegal rate. The math updates live.
Based on: 3 hrs manual per filing vs. 3 min with VeroFin. Boutique plan ($500/mo) applied at 4+ filings/month; Solo ($149/filing) below that. Labor cost only - does not include error/penalty risk reduction.
ROI starts at the first filing.
Software cost is usually small next to staff time - and statutory BSA penalty frameworks can be severe when a violation applies, but amounts and applicability depend on the rule, the facts, and inflation-adjusted schedules. VeroFin does not calculate your penalty exposure. Model labor savings with your own rates; confirm all obligations with counsel (RRE vacatur March 2026, appeal pending).
Per-filing pricing for occasional all-cash closings. No subscription - pay only when you file.
For active practices with 5-20 closings/month. 20 filings at Solo rates = $2,980/mo. Boutique is $500/mo - try it free for 7 days.
Title underwriters, agencies, multi-office operators, and enterprise legal teams - volume pricing, security review packages, and integrations. We work with compliance and underwriting stakeholders.
No credit card required for 7-day trial · Cancel anytime · All plans include attorney review workflow · Legal disclaimer
FinCEN real estate reporting & AML compliance
The nationwide RRE rule was vacated March 19, 2026 (appeal pending). What you must file depends on FinCEN.gov, active orders, and counsel - not this page. These answers summarize common topics and how VeroFin supports prep workflows. Full disclaimer · Vacatur overview.
Let the AI agents handle your compliance.
Built for U.S. closing attorneys, settlement agents, and title companies. RRE-ready documentation and BSA XML workflows while litigation proceeds - plus other BSA prep your counsel directs. Private vault provisioned in under 24 hours. Disclaimer: not legal advice; we do not determine your filing duties.
No credit card required. Your data stays in your private vault.